For the broker

We Have A Solution For Every Mortgage Situation

  • Consumer Proposals / Bankruptcy 
  • Credit Card Debt 
  • Mortgage Arrears
  • Self-Employment Income / Not Reporting Enough
  • Bad Credit 
  • Renovation/Construction Refinance 
  • Purchase 
  • Power of Sale
  • Declined at Your Financial Institution

East Coast Private Lending is a private mortgage brokerage, securing the Investor to the Client. Our underwriter is highly motivated to provide you with a positive and successful lending experience. With our philosophy on broker success, East Coast Private Lending wants to offer your clients a fast and competitive solution. We guarantee we’ll be in touch with you in a timely manner “fast”. We understand that your deal is important and requires immediate reaction for you to maintain your client. “Your success is our success!”

Ranking LTV
1st Rural 50% - 65%
1st Urban Max 75%
2nd 75%
Beacon score No requirements
Term Minimum three months
6 months
12 months
24 months
Loan amount $50,000

General Guidelines

  • Owner occupency, non owner-occupied, commercial building
  • Loans up to 75% LTV in urban areas
  • Interest-only payments
  • Lending in New Brunswick, Nova Scotia and Prince Edward Island


Tips for funding your deal faster

  1. Provide all documentation required on our document checklist
  2. If this deal has a rush closing, please advise underwriter
  3. Provide us with a summary of your deal so we can understand the exit strategy
  4. Disclose if the client has judgements, liens, CRA debts, etc.

Our checklist

  • Send your application through FILOGIX, with credit bureau
  • Send income confirmation, pay stub, NOA, or six months of banks statements
  • If purchase, send in Agreement of Purchase and Sale
  • If refinance, send in present mortgage statement, property tax bill and house insurance policy

Contact Our Team

Ginette Goguen,

Principal Broker


  • 35 Years of finance experience in NB assisting with investment and mortgage needs
  • Licensed Broker in NB & NS
  • Outstanding customer focus and vigilance with detail has provided a track-record of industry success

Ryan Kennedy, BSc, PharmD, MBA

Mortgage Associate/Investor Representative


  • 18 years of entrepreneurial experience including commercial real estate ownership
  • Successful exit from small business after growing from $0 to $7M revenue over 13 years
  • Graduate of Wallace McCain Institute Entrepreneurial Leaders Program

Cheryl Burns,

Administrative Assistant/Licensed Real Estate Professional


  • Experience in sales, marketing, customer service, and executive administration
  • Marketing, negotiations, and client management
  • Leveraging organizational skills and attention to detail to support the team and streamline operations
  • Commitment to excellence making her a valuable asset to both clients and colleagues

Lets start a discussion

Email admin@ecpl.ca

Telephone 1-506-333-6754

Contact Us

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